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state_legiscan_backfill · FL

Property Insurance Interstate Compact

November 4, 2025

Summary

If enacted, this bill would require the Florida Commissioner of Insurance Regulation to initiate a compact with other states to establish a national risk pool for property insurance covering natural disasters, aiming to increase insurance availability and affordability. This could stabilize Florida's property insurance market, which directly impacts mortgage lending by affecting borrower insurance requirements and lender risk management.

Source: https://www.flsenate.gov/Session/Bill/2026/319

Common questions

What does "Property Insurance Interstate Compact" cover?
If enacted, this bill would require the Florida Commissioner of Insurance Regulation to initiate a compact with other states to establish a national risk…
When was it published?
It was published on November 4, 2025.

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