United States Congress
Protecting Our Widows and Widowers in Retirement Act
June 7, 2023
Summary
This bill proposes amendments to the Social Security Act to improve widow and widower benefits in two-income households, making the benefit equal to the greater of the deceased's primary insurance amount or 75% of the sum of the survivor's own benefit and the deceased's PIA, subject to a cap based on a hypothetical earner. It also holds SSI beneficiaries harmless by deeming Title II benefits not to exceed pre-enactment levels. This is not a mortgage regulation, but if enacted it could affect borrower income calculations for mortgage qualification.
AI-generated summary · Sep 10, 2026. Verify with your compliance counsel before acting.
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Source: https://www.congress.gov/bill/118th-congress/hr-bill/3926
Common questions
- What does "Protecting Our Widows and Widowers in Retirement Act" cover?
- This bill proposes amendments to the Social Security Act to improve widow and widower benefits in two-income households, making the benefit equal to the…
- Which agency issued this update?
- This update was issued by United States Congress.
- When was it published?
- It was published on June 7, 2023.