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state_legiscan_backfill · FL

Rates for Citizens Property Insurance Corporation Coverage

October 28, 2025

Summary

If enacted, this bill would remove existing limitations on annual rate increases for new policies issued by Citizens Property Insurance Corporation on or after a specified date, as well as for subsequent renewals of those policies, with a narrow exception. This could lead to significant premium increases for Florida homeowners who obtain new coverage from Citizens, potentially affecting mortgage affordability and escrow requirements.

Source: https://www.flsenate.gov/Session/Bill/2026/275

Common questions

What does "Rates for Citizens Property Insurance Corporation Coverage" cover?
If enacted, this bill would remove existing limitations on annual rate increases for new policies issued by Citizens Property Insurance Corporation on or…
When was it published?
It was published on October 28, 2025.

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