What does "Regulatory Agenda" cover?

The CFPB is planning a rulemaking to reconsider certain aspects of its May 2023 final rule implementing section 1071 of the Dodd-Frank Act, which governs…

Which agency issued this update?

This update was issued by Consumer Financial Protection Bureau.

When was it published?

It was published on August 14, 2026.

Document Headings

Document headings vary by document type but may contain the following:

the agency or agencies that issued and signed a document
the number of the CFR title and the number of each part the document amends, proposes to amend, or is directly related to
the agency docket number / agency internal file number
the RIN which identifies each regulatory action listed in the Unified Agenda of Federal Regulatory and Deregulatory Actions

See the Document Drafting Handbook for more details.

Consumer Financial Protection Bureau

12 CFR CH. X

( printed page 53082)

AGENCY:

Consumer Financial Protection Bureau.

ACTION:

Regulatory agenda.

SUMMARY:

The Consumer Financial Protection Bureau (Bureau or CFPB) is publishing this agenda as part of the 2026 Unified Agenda of Federal Regulatory and Deregulatory Actions. The Bureau reasonably anticipates having the regulatory matters identified below under consideration during the period from January 2026 to November 2026. Publication of this agenda is in accordance with the Regulatory Flexibility Act (5 U.S.C. 601 et seq.).

DATES:

This information is current as of January 13, 2026.

ADDRESSES:

Consumer Financial Protection Bureau, 1700 G Street, NW, Washington, DC 20552.

FOR FURTHER INFORMATION CONTACT:

A staff contact is included for each regulatory item listed herein. If you require this document in an alternative electronic format, please contact CFPB_Accessibility@cfpb.gov.

SUPPLEMENTARY INFORMATION:

The Bureau is publishing its Agenda as part of the 2026 Unified Agenda of Federal Regulatory and Deregulatory Actions, which is coordinated by the Office of Management and Budget (OMB) under Executive Order 12866. The agenda lists the regulatory matters that the CFPB reasonably anticipates, as of January 13, 2026, that it will have under consideration during the period from January 2026, to November 2026, as described further below.^[1] The complete Unified Agenda is available to the public at the following website: https://www.reginfo.gov.

The Bureau is under interim leadership pending the confirmation of a permanent director and is carefully considering various sources in setting its future priorities. This Agenda largely focuses on the updating of certain projects from the Spring 2025 Agenda, reconsideration of certain recently completed rulemakings, as well as limited new additions. For example, this Agenda reflects that the Bureau is planning to pursue: (1) a rulemaking to reconsider certain aspects of the Bureau's May 2023 final rule, which implemented section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act); (2) a rulemaking to reconsider certain aspects of the Bureau's November 2024 personal financial data rights rule, which implemented section 1033 of the Dodd-Frank Act; and (3) a rulemaking to clarify obligations imposed by the Equal Credit Opportunity Act. The Bureau expects to continue to refine its priorities and provide additional information in future Unified Agenda of Federal Regulatory and Deregulatory Actions.

Consistent with procedures established by OMB's Office of Information and Regulatory Affairs,² the Bureau's active agenda is divided into five sections: pre-rule stage; proposed rule stage; final rule stage; long-term actions, completed actions. Generally, the pre-rule through final rule stages sections list items the Bureau plans to issue within the next 12 months. The long-term actions are listed for informational purposes if a regulatory action is anticipated beyond that one-year time frame. Completed actions are those that have been published as final or are withdrawn.

Lisa Cole,

Assistant Director, Office of Regulations, Consumer Financial Protection Bureau.

( printed page 53083)

Consumer Financial Protection Bureau—Final Rule Stage
Sequence No.	Title	Regulation Identifier No.
346	Small Business Lending Data Collection Under the Equal Credit Opportunity Act Reconsideration (Reg Plan Seq No. 151)	3170-AB40
References in boldface appear in The Regulatory Plan in part II of this issue of the Federal Register .

Consumer Financial Protection Bureau (CFPB)	Final Rule Stage

346. SMALL BUSINESS LENDING DATA COLLECTION UNDER THE EQUAL CREDIT OPPORTUNITY ACT RECONSIDERATION

Regulatory Plan: This entry is Seq. No. 151 in part II of this issue of the Federal Register .

RIN: 3170-AB40

Footnotes

1. The listing does not include certain routine, frequent, or administrative matters. The Bureau is reporting information for this Unified Agenda in a manner consistent with past practice.

Back to Citation

[FR Doc. 2026-16613 Filed 8-13-26; 8:45 am]

BILLING CODE 4810-AM-P

Regulatory Agenda

Summary