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state_legiscan_drain · IL

RENTAL PAYMENT INFO-REPORTING

February 5, 2026

Summary

If enacted, this bill would require landlords of residential properties (with exemptions for small landlords) to offer tenants the option of having their rental payment information reported to consumer reporting agencies. Landlords must obtain written authorization and may charge a fee up to actual cost plus $5 per month. This could affect how rental payment history appears on credit reports, influencing mortgage lending decisions.

Source: https://www.ilga.gov/Legislation/BillStatus?DocNum=3504&GAID=18&DocTypeID=SB&SessionID=114&GA=104

Common questions

What does "RENTAL PAYMENT INFO-REPORTING" cover?
If enacted, this bill would require landlords of residential properties (with exemptions for small landlords) to offer tenants the option of having their…
When was it published?
It was published on February 5, 2026.

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