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state_legiscan_drain · NJ

Requires annual reporting on dental loss ratio data by dental insurance carriers; establishes minimum dental loss ratio thresholds and mandates rebates to policyholders when applicable threshold not met by carrier.

September 10, 2026

Summary

If enacted, this bill would require dental insurance carriers in New Jersey to annually report dental loss ratio (DLR) data to regulators, meet minimum DLR thresholds, and issue rebates to policyholders when the applicable threshold is not met. Insurers would face new annual reporting, compliance, and consumer-rebate obligations; policyholders would gain a financial remedy tied to carrier loss-ratio performance.

AI-generated summary · Sep 13, 2026. Verify with your compliance counsel before acting.

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Source: https://www.njleg.state.nj.us/bill-search/2026/A5380

Common questions

What does "Requires annual reporting on dental loss ratio data by dental insurance carriers; establishes minimum dental loss ratio thresholds and mandates rebates to policyholders when applicable threshold not met by carrier." cover?
If enacted, this bill would require dental insurance carriers in New Jersey to annually report dental loss ratio (DLR) data to regulators, meet minimum…
When was it published?
It was published on September 10, 2026.

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Requires annual reporting on dental loss ratio data by dental insurance carriers; establishes minimum dental loss ratio thresholds and mandates rebates to policyholders when applicable threshold not met by carrier. — Reglith