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state_legiscan_drain · CA

Residential property insurance: loss estimate transparency.

January 6, 2026

Summary

If enacted, this bill would amend California Insurance Code Section 2071 to require residential property insurers to provide a detailed loss estimate to policyholders when settling a claim. The measure aims to improve transparency regarding how insurers calculate claim payouts, affecting insurers, borrowers, and mortgage servicers who may need to adjust their escrow practices.

Source: https://leginfo.legislature.ca.gov/faces/billStatusClient.xhtml?bill_id=202520260SB877

Common questions

What does "Residential property insurance: loss estimate transparency." cover?
If enacted, this bill would amend California Insurance Code Section 2071 to require residential property insurers to provide a detailed loss estimate to…
When was it published?
It was published on January 6, 2026.

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