state_legiscan_drain · CA
Smoke Damage Recovery Act.
February 10, 2026
Summary
If enacted, this bill would require property insurers in California to provide coverage for smoke damage and establish a recovery process for policyholders. It applies to all residential and commercial property insurance policies and takes effect immediately due to its urgency clause. Insurers would need to update policy forms and claims procedures to comply with the new requirements.
Source: https://leginfo.legislature.ca.gov/faces/billStatusClient.xhtml?bill_id=202520260AB1795
Common questions
- What does "Smoke Damage Recovery Act." cover?
- If enacted, this bill would require property insurers in California to provide coverage for smoke damage and establish a recovery process for…
- When was it published?
- It was published on February 10, 2026.