← All regulatory updates

Texas Department of Savings and Mortgage Lending · TX

Stakeholders Notice: TREO Rule Review

August 27, 2026

Summary

Texas SML is soliciting stakeholder feedback on conceptual rule changes recommended by the Texas Regulatory Efficiency Office (TREO) for the mortgage industry and savings banks. No rule text has been drafted, and comments are due September 11, 2026. Affected entities include Texas mortgage lenders, brokers, and savings banks.

AI-generated summary · Aug 31, 2026. Verify with your compliance counsel before acting.

How this was generated

We record the exact prompt, model, and output for every AI response so it can be audited for accuracy.

Last Updated on August 27, 2026

The Texas Regulatory Efficiency Office (TREO) was created by the 89th Legislature to assist state agencies in achieving regulatory efficiency, including the rulemaking process. TREO is conducting a review of SML’s rules and recommending changes to promote efficiency. This notice includes two PowerPoint presentations – one for the mortgage industry and one for savings banks – that summarize the rule changes recommended by TREO as a result of the rule review. The rule changes are discussed conceptually, and no text for the rule changes has been developed. The purpose of this notice is to solicit feedback from stakeholders on a conceptual basis before considering whether to proceed with the recommended rule changes. SML is accepting comments until September 11, 2026, at 5:00 pm. CT.

Source: https://www.sml.texas.gov/news/stakeholders-notice-treo-rule-review/

Common questions

What does "Stakeholders Notice: TREO Rule Review" cover?
Texas SML is soliciting stakeholder feedback on conceptual rule changes recommended by the Texas Regulatory Efficiency Office (TREO) for the mortgage…
Which agency issued this update?
This update was issued by Texas Department of Savings and Mortgage Lending.
When was it published?
It was published on August 27, 2026.

Related updates

Stop missing the rule that costs you a loan.

Stakeholders Notice: TREO Rule Review — Reglith