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United States Congress

Transparency in Student Lending Act

July 11, 2024

Summary

This bill would amend the Higher Education Act to require lenders to disclose the annual percentage rate (APR) to student loan borrowers before disbursement. The APR calculation must account for loan amount, interest rate, term, fees, and interest capitalization.

AI-generated summary · May 27, 2026. Verify with your compliance counsel before acting.

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Source: https://www.congress.gov/bill/118th-congress/s-bill/4686

Common questions

What does "Transparency in Student Lending Act" cover?
This bill would amend the Higher Education Act to require lenders to disclose the annual percentage rate (APR) to student loan borrowers before…
Which agency issued this update?
This update was issued by United States Congress.
When was it published?
It was published on July 11, 2024.

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