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CFPB

Trustmark National Bank

October 22, 2021

Summary

CFPB and DOJ filed a complaint and proposed consent order against Trustmark National Bank, alleging violations of ECOA, Regulation B, and CFPA for deliberate discrimination against Black and Hispanic families in mortgage lending. The court entered the consent order on October 27, 2021, imposing injunctive relief and a civil money penalty; on May 21, 2025, the court vacated that judgment and dismissed the case with prejudice.

AI-generated summary · Oct 23, 2026. Verify with your compliance counsel before acting.

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Trustmark National Bank

On October 22, 2021, the Bureau, together with the United States Department of Justice (DOJ), filed a complaint and proposed consent order in settlement of claims against Trustmark National Bank (Trustmark), which is headquartered in Jackson, Mississippi. The joint complaint alleged that Trustmark violated the Equal Credit Opportunity Act, Regulation B, and the Consumer Financial Protection Act of 2010. The consent order, which the court entered on October 27, 2021, imposed injunctive relief and a civil money penalty.

On May 20, 2025, the Bureau and the DOJ filed an unopposed motion to terminate the consent order and dismiss with prejudice. On May 21, 2025, the court vacated the October 27, 2021 judgment and dismissed the case with prejudice.

Related documents

Complaint

Consent Order

Order Terminating Consent Order and Dismissing with Prejudice

Press release

CFPB, DOJ and OCC Take Action Against Trustmark National Bank for Deliberate Discrimination Against Black and Hispanic Families

Remarks of Director Rohit Chopra at a Joint DOJ, CFPB, and OCC Press Conference on the Trustmark National Bank Enforcement Action


Page last modified Feb. 19, 2026 @ 10:32 AM EST

Action Details

Forum

  • Civil Action

Court

U.S. District Court for the Western District of Tennessee

Docket number

2:21-cv-02664

Initial filing date

OCT 22, 2021

Status

Expired/Terminated/Dismissed
See status definitions

Products

  • • Fair Lending
  • • Mortgage Origination

Source: https://www.consumerfinance.gov/enforcement/actions/trustmark-national-bank/

Common questions

What does "Trustmark National Bank" cover?
CFPB and DOJ filed a complaint and proposed consent order against Trustmark National Bank, alleging violations of ECOA, Regulation B, and CFPA for…
Which agency issued this update?
This update was issued by CFPB.
When was it published?
It was published on October 22, 2021.

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