Wisconsin Department of Financial Institutions · WI
Wisconsin’s State-Chartered Credit Unions Report Sound Second-Quarter Financial Performance
August 28, 2026
Summary
The Wisconsin DFI released second-quarter 2026 financial data for state-chartered credit unions, reporting sound performance with increased net worth, low delinquency, and strong earnings. This is an informational market update and imposes no new regulatory obligations on mortgage lenders, brokers, or servicers.
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For Immediate Release: August 28, 2026
Wisconsin’s State-Chartered Credit Unions Report Sound Second-Quarter Financial Performance
MADISON, Wis. – Wisconsin’s state-chartered credit unions reported sound financial performance through the second quarter of 2026, according to data released today by the Wisconsin Department of Financial Institutions (DFI). As of June 30, 2026, there were 96 state-chartered credit unions serving Wisconsin residents.
At the end of the second quarter, total assets for Wisconsin’s state-chartered credit unions rose to $73.4 billion. This is an increase of $3.0 billion since year-end 2025. Over the same time, loans outstanding grew by $1.8 billion, and shares and deposits rose $2.7 billion. This resulted in a decrease to the loan-to-share ratio from 91.32% at year-end 2025 to 90.36%.
In the six months ending on June 30, 2026:
- Net worth to assets increased to 10.97%;
- Delinquent loan to total loan ratio was 0.69%, a decrease from the year-end ratio of 0.77%;
- Net income was strong at over $404.1 million, 1.12% return on average assets; and
- Growth ratios were all positive.
“The financial indicators for Wisconsin’s state-chartered credit unions remain strong through mid-year, as exceptional earnings continue to support a sound capital position,” said DFI Office of Credit Unions Acting Director Troy Kaja. “Overall, Wisconsin’s state-chartered credit unions continue to be financially stable with positive growth ratios across all key areas, and they continue to provide the financial services needed by their members.”
To learn more, read the DFI’s Office of Credit Unions’ 2026 Mid-Year Financial Bulletin.
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Media Contact Email: DFICommunications@dfi.wisconsin.gov
Source: https://dfi.wi.gov/Pages/About/NewsEvents/NewsReleases/20260828CreditUnionData.aspx
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- The Wisconsin DFI released second-quarter 2026 financial data for state-chartered credit unions, reporting sound performance with increased net worth, low…
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- This update was issued by Wisconsin Department of Financial Institutions.
- When was it published?
- It was published on August 28, 2026.