Wisconsin’s State-Chartered Credit Unions Report Sound Third-Quarter Financial Performance

​For Immediate Release: December 2, 2025

Wisconsin’s State-Chartered Credit Unions Report Sound Third-Quarter Financial Performance

MADISON, Wis. – Wisconsin’s state-chartered credit unions reported sound financial performance through the third quarter of 2025, according to data released today by the Wisconsin Department of Financial Institutions (DFI). As of September 30, 2025, there were 99 state-chartered credit unions serving Wisconsin residents.

At the end of the third quarter, total assets for Wisconsin’s state-chartered credit unions rose to $69.4 billion. This is an increase of $3.4 billion since year-end 2024. Over the same period, loans outstanding grew by $2.3 billion, and shares and deposits rose $2.6 billion. This resulted in a decrease in the loan-to-share ratio from 91.60% at year-end 2024 to 91.54%.

In the nine months ending on September 30, 2025:

• Net worth to assets increased to 10.81%;
• Delinquent loans to total loans ratio was 0.77%, a decrease from the year-end ratio of 0.78%;
• Net income was strong at over $504.6 million, a 0.99% return on average assets; and
• Growth ratios were all positive.

“The financial indicators for Wisconsin’s state-chartered credit unions through the third quarter are strong with increasing net worth, as well as growth in average savings and average loan balances,” said DFI Office of Credit Unions Deputy Director Margaret Coan. “Overall, Wisconsin’s state-chartered credit unions continue to be financially stable with a positive outlook, and they continue to provide the financial services needed by their members.”

To learn more, read the DFI’s Office of Credit Unions’ 2025 Third Quarter Bulletin.

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Media Contact Email: DFICommunications@dfi.wisconsin.gov​​