Alabama Mortgage Loan Originator License

This License is for any individual who, for compensation or gain, or in the expectation of compensation or gain, takes a residential mortgage application or offers to negotiate terms of a residential mortgage loan.

This document includes instructions for an individual new application request. If you need to complete an application for a company or branch location (authorized delegates are not considered a branch in NMLS); refer to the appropriate new application checklists. Pre-licensure Education: Complete 20 hours of NMLS approved prelicensure education courses – NMLS must indicate you are compliant with this requirement. Testing: Must satisfy one of the following three conditions: 1.) Passing score on both the National and Alabama State components of the SAFE Test or Effective July 1, 2013 2.) Passing score on both the National and Stand-alone UST components of the SAFE Test, or 3.) Passing score on the National Test Component with Uniform State Content Applicants will be notified through the NMLS if their application is incomplete. License approval will be issued in an “Approved” status once your jurisdiction specific documents and Individual (MU4) filing are satisfactorily reviewed by the Department.