Indiana Mortgage Loan Originator License
individual licence · DFI
Any individual involved in origination activities with a loan broker.
Requirements (2)
Step 1
Company Sponsorship: A sponsorship request must be submitted by your employer who holds a Indiana- Secretary of State Loan Broker License or Branch License. IN-SOS will review and accept or reject the sponsorship request. IN-SOS offers an “Approved-Inactive” license status. If you are not currently employed by a mortgage company (or your employer has not yet requested sponsorship on your behalf) and you have completed all requirements for this license, the license may be issued as “Approved-Inactive” until sponsorship by a mortgage company is acquired. While in an “Approved-Inactive” status, you are NOT authorized to conduct business under the authority of the IN-SOS Loan Originator License. Every employee who performs loan processing activities for a Loan Processing Company must submit sponsorship with the licensed Loan Processing Company. The individual must establish a relationship with a Loan Processing Company via NMLS. Once everything is completed, the MLO for the Loan Processing Company will be “Approved-Conditional” with the ability to perform loan processing activities only.Submitted via: NMLS
Step 2
If you are acting as Manager for your company- please ensure you are both sponsored and listed as "Manager" under the Qualifying Individual section as an MU2 on the company filing.
General information
Who Is Required To Have This License?
Any individual performing any of the following activities for compensation or gain in connection with a residential mortgage loan:
• Receiving or recording a borrower's or potential borrower's residential mortgage loan application information in any form for use in a credit decision by a creditor
• Offering to negotiate or negotiating terms of a residential mortgage loan
See Ind. Code § 23-2-5-3(g)
Any individual engaging in loan processing activities on behalf of a loan processing company that is required to register under Ind. Code § 23-2.5-5.
Indiana Secretary of State does not issue paper licenses for this license type.
Pre-licensure Education: Prior to submission of the application, complete at least twenty (20) hours of NMLS-approved pre-licensure education (PE) courses which must include two (2) hours of Indiana content.
Note: Must be completed during the 2 years immediately preceding the date of application
Testing: Must satisfy one of the following three conditions:
• Passing results on both the National and Indiana State components of the SAFE Test, or
• Passing results on both the National and Stand-alone UST components of the SAFE Test, or
• Passing results on the National Test Component with Uniform State Content
Other Indiana mortgage licenses
Sourced from the NMLS/CSBS state licensing record, last updated March 26, 2026. Requirements change — confirm against the state agency before filing. Not legal advice.