Ohio Residential Mortgage Lending Act Letter of Exemption Branch Registration
branch licence · NMLS OHRESLENDEREXEMPT_B · DFI
Requirements (2)
Step 1
Other Trade Name: If operating under a name that is different from the applicant’s legal name, that name (“Trade Name”, “Assumed Name” or “DBA”) must be listed under the Other Trade Names section of the Branch Form (MU3) and the Company Form (MU1). If operating under an “Other Trade Name”, upload Ohio Secretary of State Trade Name Certificate of Registration regarding ability to do business under that trade name. This document should be named OH-RMX-Trade Name-Assumed NameSubmitted via: NMLS and Upload in NMLS: under the Document Type Trade Name/Assumed Name Registration Certificates in the Document Uploads section of the Company Form (MU1).
Step 2
Branch Manager: A Branch Manager must be designated for each location via a Branch Form (MU3). A Branch Manager is defined as an individual whose principal office is physically located in, who is in charge of, and who is responsible for the business operations of a branch office. For purposes of Ohio, this individual may be the “Qualifying Individual” on Company Form (MU1), also known as the “operations manager” under Ohio law. NOTE: If the branch manager is not an approved Ohio MLO, please also list an approved Ohio MLO associated with the branch location. Please upload the listed branch manager and approved Ohio MLO (if applicable) to the MU2 in the NMLS.Submitted via: NMLS
General information
Who Is Required to Have this License
This approved exemption is required for each location of an office to be maintained by the organization other than the main office identified on the MU1 filing. Please refer to Ohio Revised Code Chapter 1322 (the Ohio Residential Mortgage Lending Act) for more information.
Activities Authorized Under This License
This license authorizes the following activities as defined by NMLS on the Business Activities Definitions chart:
• First mortgage brokering
• Second mortgage brokering
• First mortgage lending
• Second mortgage lending
• First mortgage servicing
• Second mortgage servicing
• Manufactured housing financing
• Reverse mortgage brokering
• Reverse mortgage lending
• Mortgage loan modifications
• Home equity loans, including lines of Credit
Pre-Requisites for License Applications
• This branch license should only be applied for by a company that holds or is seeking to obtain the Residential Mortgage Lending Act letter of exemption.
Ohio issues PDF licenses by email for this license type.
Other Ohio mortgage licenses
- Mortgage Loan Originator License
- Residential Mortgage Lending Act Branch Registration
- Residential Mortgage Lending Act Certificate of Registration
- Residential Mortgage Lending Act Letter of Exemption
- All 5 Ohio licenses
Sourced from the NMLS/CSBS state licensing record, last updated June 11, 2025. Requirements change — confirm against the state agency before filing. Not legal advice.