Oklahoma Mortgage Loan Originator License
individual licence · NMLS OKORIGINATOR_I · DCC
Originator This license is required of any individual or sole proprietor, who for compensation or gain or in the expectation of compensation or gain takes an application or offers to negotiate or modify the terms of an existing residential mortgage loan on Oklahoma residential property for others. 59 O.S. § 2095.2 (15)
Requirements (7)
Step 1
Company Sponsorship: A sponsorship request must be submitted by your employer. OK DOCC will review and accept or reject the sponsorship request.Submitted via: NMLS
Step 2
Employment History: The business address listed in the Employment section of the Individual Form (MU4) must match the address of the registered location in the Company Relationship.Submitted via: NMLS
Step 3
Immigration Document: Qualified aliens in the United States legally under the Federal Immigration and Naturalization Act should complete an Affidavit Verifying Lawful Presence in the United States and supply documentation such as a permanent resident card. Upload the appropriate form, signed and notarized, along with any required documentation. Click here to download the form. This document should be named Immigration Document.Submitted via: Upload in NMLS: Upload document in NMLS in the Agency Guidance section under Document Type Legal Name/Status Documentation.
Step 4
Active Military Service Members/Spouses: If any of the below applies to you, click here to download information regarding the Post Military Service Occupation, Education and Credentialing Act to determine considerations you may be entitled to and how to obtain these considerations. • I am a member of the Armed Forces • My spouse is a member of the Armed Forces • My spouse is on active duty in this state • My spouse is a permanent resident of this state for the 6 months prior to assignment to active duty • My spouse is a permanent resident of this state during the period of active duty 59 O.S. § 4100 et seq.Submitted via: Upload in NMLS: Upload document in NMLS in the Agency Guidance section under Document Type Servicemember or Veteran Documentation.
Step 5
Low Income Individuals: If any of the below applies to you, click here to download information regarding Fee Waivers for License or Certification – Low-Income Individuals-Rules, to determine considerations you may be entitled to and how to obtain these considerations. • Temporary Assistance for Needy Families (TANF) • Medicaid • Supplemental Nutrition Assistance Program (SNAP) • My household adjusted gross income is below one hundred forty percent (140%) of the federal poverty line • Other (indicate public assistance program) _________________________________________________ 59 O.S. § 4003Submitted via: Upload in NMLS: Upload document in NMLS in the Agency Guidance section under Document Type Legal Name/Status Documentation.
Step 6
Criminal Disqualification: Please note that criminal offenses may be used as a basis for denial. You may request a determination whether or not your criminal background may disqualify you from obtaining a licensing pursuant to 59 O.S. § 4000.1 (F). To see a list of criminal offenses that may be used as a basis for a denial of licensure, please visit: https://www.ok.gov/okdocc/Submitted via: NMLS
Step 7
Disclosure Questions: Provide an explanation and, if applicable, a supporting document for each “Yes” response.
General information
Who Is Required to Have This License?
A Mortgage Loan Originator is an individual who for compensation or gain, or in the expectation of compensation or gain, takes a residential mortgage loan application or offers or negotiates or modifies the terms of a residential loan.
Oklahoma SAFE Act - 59 O.S. § 2095.2 (15) (a)
OK DOCC does not issue paper licenses for this license type.
Remote work: A licensee may permit its employees or independent contractors to work at remote locations in compliance with the licensee’s written policies and procedures subject to the conditions as outlined:
Oklahoma SAFE Act - 59 O.S. § 2095.27.
Pre-licensure Education: Prior to submission of the application, complete at least 20 hours of NMLS-approved pre-licensure education (PE) courses which must include one (1) hours of Oklahoma content.
Testing: Must satisfy one of the following three conditions:
• Passing results on both the National and Oklahoma State components of the SAFE Test, or
• Passing results on both the National and Stand-alone UST components of the SAFE Test, or
• Passing results on the National Test Component with Uniform State Content
Other Oklahoma mortgage licenses
Sourced from the NMLS/CSBS state licensing record, last updated March 26, 2026. Requirements change — confirm against the state agency before filing. Not legal advice.