State rules / Disclosure Requirements

California disclosure requirements

For nontraditional mortgage products (e.g., interest-only or negative amortization loans), a real estate broker must provide the disclosure statement using Bureau of Real Estate Form RE 885 (Rev. 8/08) to prospective borrowers prior to loan consummation.

Disclosure Requirements in other states

Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 5, 2026.

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