State rules / Disclosure Requirements

District of Columbia disclosure requirements

For all first or subordinate mortgage loans on 1-4 family homes, a financing agreement must be delivered at least 72 hours before settlement. For non-conventional mortgage loans, a detailed Mortgage Disclosure Form must be provided within 3 business days of application, and the borrower has a 5-business-day cancellation right after receiving it.

Disclosure Requirements in other states

Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 6, 2026.

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