State rules / Disclosure Requirements
Georgia disclosure requirements
Georgia requires state-specific disclosures for residential mortgage loans: (1) Fee disclosures—prior to accepting any fee, lenders/brokers must disclose the amount, refundability, specific services, and that the fee does not guarantee approval. (2) A foreclosure warning at or before settlement, with specific statutory language. (3) For mortgage loan originators with temporary authority, a disclosure to the applicant no later than the date of application or disclosure. These are in addition to federal Loan Estimate and Closing Disclosure requirements.
Source
O.C.G.A. §§ 7-1-61, 7-1-1001.1, 7-1-1012
https://www.law.cornell.edu/regulations/georgia/Ga-Comp-R-Regs-R-80-11-1-.01Disclosure Requirements in other states
- Colorado disclosure requirements
- District of Columbia disclosure requirements
- Florida disclosure requirements
- Idaho disclosure requirements
- Illinois disclosure requirements
- Indiana disclosure requirements
- Compare all 38 states
Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 5, 2026.