State rules / Disclosure Requirements
Indiana disclosure requirements
Indiana requires specific disclosures only for high cost home loans: (1) a written offer of loan product choice with a prepayment penalty option, clearly labeled and initialed by the borrower (IC 24-9-4-1(4)); (2) a notice to purchasers/assignees that the loan is subject to special rules (IC 24-9-4-1(5)); (3) the mortgage or deed of trust must prominently display that it secures a high cost home loan (IC 24-9-4-1(6)). The loan product choice disclosure occurs at or before closing, the assignee notice upon sale/assignment, and the instrument notation at recording. No other state-specific disclosure requirements for non-high-cost loans were found in the provided text.
Disclosure Requirements in other states
- Georgia disclosure requirements
- Idaho disclosure requirements
- Illinois disclosure requirements
- Kansas disclosure requirements
- Kentucky disclosure requirements
- Louisiana disclosure requirements
- Compare all 38 states
Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 6, 2026.