State rules / Disclosure Requirements

Maryland disclosure requirements

For shared appreciation agreements, a lender must provide a financing agreement (disclosure form in Appendix A or substantially similar) within 10 business days after a completed application, and a commitment (same form with statement that terms are not subject to change) at least 72 hours before settlement.

Disclosure Requirements in other states

Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 5, 2026.

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