State rules / Disclosure Requirements
New Jersey disclosure requirements
When a real estate licensee provides mortgage financing services to a buyer, the licensee must provide written disclosure to the buyer before charging any fees for mortgage financing services. The disclosure must include: all fees the buyer will pay, the amount and source of any compensation to the licensee, and if the licensee places loans with three or fewer lenders or is affiliated with a lender, a statement advising the buyer that they are not obligated to use the licensee's services. Additionally, if the licensee also represents the seller, separate disclosures to the seller and an expanded disclosure to the buyer are required. These requirements are found in N.J. Admin. Code § 11:5-6.7.
Disclosure Requirements in other states
- Mississippi disclosure requirements
- Montana disclosure requirements
- Nebraska disclosure requirements
- New Mexico disclosure requirements
- North Carolina disclosure requirements
- North Dakota disclosure requirements
- Compare all 38 states
Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 5, 2026.