State rules / Disclosure Requirements

New Mexico disclosure requirements

Under NM Stat §58-21-31, a mortgage loan company must provide: (B) a revised good faith estimate and copy of the lock-in agreement within 3 days of locking the rate; (D) disclosure of total compensation (including origination fees, yield spread premiums, etc.) at least 2 days before closing; (E) a mortgage loan summary as specified by the director; and (F) a signed contract regarding rate float or lock-in. These are in addition to federal and other state disclosures.

Disclosure Requirements in other states

Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 5, 2026.

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