Regulatory updates
Every mortgage regulatory change we track, summarized in plain English. Ask questions on any update — free.
Federal Deposit Insurance Corporation · Dec 18, 2025
Notice to All Interested Parties of Intent To Terminate Receivership
state_legiscan_backfill · Dec 18, 2025
D.C. State Board of Education Expanded Authority Amendment Act of 2025
Texas Department of Savings and Mortgage Lending · Dec 17, 2025
Announcement: Mortgage Call Report Version 7 (MCR FV7) Guidance
state_legiscan_drain · Dec 17, 2025
Allowing organizations to file for property tax exemptions once and receive those exemptions unless and until a town assessor finds the organization ineligible for an exemption.
Federal Home Loan Mortgage Corporation · Dec 17, 2025
Bulletin 2025-H: Refactoring
Virginia State Corporation Commission · Dec 16, 2025
SCC Names Physioc Commissioner of Financial Institutions
Arkansas State Bank Department · Dec 16, 2025
Amendment to Order - Eagle Bank & Trust Company
state_legiscan_drain · Dec 16, 2025
Consumer protection: identity theft; citations to the motor vehicle sales finance act in the identity theft protection act; revise. Amends sec. 3 of 2004 PA 452 (MCL 445.63). TIE BAR WITH: SB 0739'25
state_legiscan_drain · Dec 16, 2025
Consumer protection: other; citations to the motor vehicle sales finance act in the guaranteed asset protection waiver act; revise. Amends sec. 3 of 2009 PA 229 (MCL 492.23). TIE BAR WITH: SB 0739'25
state_legiscan_drain · Dec 16, 2025
Financial institutions: payday lending; citations to the motor vehicle sales finance act in the deferred presentment service transactions act; revise. Amends sec. 2 of 2005 PA 244 (MCL 487.2122). TIE BAR WITH: SB 0739'25
state_legiscan_drain · Dec 16, 2025
Consumer protection: solicitations; citations to the motor vehicle sales finance act in 1971 PA 227; revise. Amends sec. 1 of 1971 PA 227 (MCL 445.111). TIE BAR WITH: SB 0739'25
Treasury Department · Dec 16, 2025
Appraisals for Higher-Priced Mortgage Loans Exemption Threshold
Housing and Urban Development Department · Dec 16, 2025
Request for Information on the Uses of Survey of Market Absorption of New Multifamily Apartments (SOMA) Data; Extension of Comment Period
Housing and Urban Development Department · Dec 16, 2025
Request for Information on the Uses of Rental Housing Finance Survey Data; Extension of Comment Period
state_legiscan_backfill · Dec 16, 2025
Modification Nos. M004 and M008 to Contract No. DCRL-2024-D-0073 with the All Pro All Services Approval and Payment Authorization Emergency Act of 2025
state_legiscan_drain · Dec 16, 2025
Consumer protection: other; citations to the motor vehicle sales finance act in the consumer financial services act; revise. Amends secs. 2 & 6 of 1988 PA 161 (MCL 487.2052 & 487.2056). TIE BAR WITH: SB 0739'25
state_legiscan_drain · Dec 16, 2025
Consumer protection: retail installment sales; citations to the motor vehicle sales finance act in the retail installment sales act; revise. Amends secs. 1a, 3, 5, 6 & 11 of 1966 PA 224 (MCL 445.851a et seq.). TIE BAR WITH: SB 0739'25
state_legiscan_drain · Dec 16, 2025
Consumer protection: other; citations to the motor vehicle sales finance act in the credit reform act; revise. Amends secs. 2 & 5 of 1995 PA 162 (MCL 445.1852 & 445.1855). TIE BAR WITH: SB 0739'25
Federal Reserve System · Dec 16, 2025
Regulation Q; Regulatory Capital Rule: Risk-Based Capital Surcharges for Global Systemically Important Bank Holding Companies
state_legiscan_drain · Dec 16, 2025
Commission on Higher Education
Kansas Office of the State Bank Commissioner · Dec 15, 2025
Kansas Office of the State Bank Commissioner Awards Grant Funds for Financial Literacy Education
Texas Department of Savings and Mortgage Lending · Dec 15, 2025
Announcement: New State-Specific Supplemental Form Requirement for Texas Mortgage Call Reports
Consumer Financial Protection Bureau · Dec 15, 2025
Agencies Announce Dollar Thresholds for Applicability of Truth in Lending and Consumer Leasing Rules for Consumer Credit and Lease Transactions
Consumer Financial Protection Bureau · Dec 15, 2025
Agencies Announce Dollar Thresholds for Smaller Loan Exemption from Appraisal Requirements for Higher-priced Mortgage Loans
Consumer Financial Protection Bureau · Dec 15, 2025
Fair Credit Reporting Act Disclosures
Federal Reserve System · Dec 15, 2025
Truth in Lending (Regulation Z)
Federal Reserve System · Dec 15, 2025
Consumer Leasing (Regulation M)
Consumer Financial Protection Bureau · Dec 15, 2025
Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)
state_legiscan_backfill · Dec 15, 2025
Ranked Choice Voting Implementation Clarification Temporary Amendment Act of 2025
state_legiscan_backfill · Dec 15, 2025
Ward 8 Recreation Facility Temporary Amendment Act of 2025