Kentucky Mortgage Company Branch
branch licence · NMLS KYCOMPANY_B · DFI
Requirements (8)
Step 1
Credit Report: See the License Requirements and Fees Chart on the NMLS Resource Center for details related to this Requirement. Branch Managers are required to authorize a credit report through NMLS. The Branch Manager will be required to complete an Identity Verification Process (IDV) along with an individual attestation before a license request can be filed through NMLS.Submitted via: NMLS
Step 2
Branch Authorization Form: Upload the Kentucky Branch Authorization Form directly to NMLS.Submitted via: Upload in NMLS under Branch Written Agreement Document Upload section.
Step 3
Lease or Deed: Upload the lease or deed for the branch location directly to NMLSSubmitted via: Upload in NMLS under Branch Written Agreement Document Upload section.
Step 4
Local Planning and Zoning Approval: Approval from local Planning and Zoning board for in-home business. Required only for residential locations.Submitted via: Upload in NMLS under Additional Requirements Document Upload section.
Step 5
Disclosure of Residence Form: Upload the Disclosure of Residence form directly to NMLS. Required only for residential locations.Submitted via: Upload in NMLS under Branch Written Agreement Document Upload section.
Step 6
Prior Activity Attestation: Upload a signed statement indicating if the applicant has ever conducted Kentucky mortgage activity at this location. If transactions have occurred, please provide the total number and dollar amount of transactions for each year. Attestation must be completed by a control person.Submitted via: Upload in NMLS under Additional Requirements Document Upload section.
Step 7
Branch Manager: A branch manager must be designated for each licensed location at all times. Branch manager is defined as an individual whose principal office is physically located in, who is in charge of, and who is responsible for the business operations of a branch office.Submitted via: NMLS
Step 8
Sponsored Mortgage Loan Originator: most mortgage company business activities require a registered MLO. Please assign and sponsor your MLO(s).Submitted via: NMLS
General information
GENERAL INFORMATION
Who is required to have this license?
Any branch of an entity engaged in the mortgage business.
Agency Contact Information
Contact Sara Smith via email at ssmith@ky.gov
Other Kentucky mortgage licenses
- Federal Student Loan Servicer License
- Loan Originator License
- Mortgage Broker Branch
- Mortgage Broker License
- Mortgage Company License
- Student Loan Servicer
- All 8 Kentucky licenses
Sourced from the NMLS/CSBS state licensing record, last updated August 5, 2026. Requirements change — confirm against the state agency before filing. Not legal advice.