State rules / Disclosure Requirements

Oregon disclosure requirements

Oregon requires lenders to provide translated versions of key federal disclosures (Loan Estimate, Closing Disclosure, and General Disclosure) if the lender advertises or conducts a substantial part of the loan communication in a language other than English. For loans not subject to the integrated disclosures, the translated GFE, TIL, and General Disclosure must be provided. These translations are required under ORS 86A.198 and OAR 441-865-0060. The state also recommends translating the Written List of Providers (Form H-27(A)).

Disclosure Requirements in other states

Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 5, 2026.

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