State rules / Disclosure Requirements

Pennsylvania disclosure requirements

Pennsylvania does not require a state-specific disclosure document for residential mortgage loans beyond federal requirements. However, licensees must disclose broker fees (7 Pa.C.S. § 6122(b)(2)) and, if property insurance is financed, the premium must be disclosed as a separate item on the principal contract document (7 Pa.C.S. § 6122(a)(4)). Credit insurance purchase must be disclosed as optional with written consent (7 Pa.C.S. § 6122(a)(3)).

Disclosure Requirements in other states

Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 6, 2026.

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