State rules / Prepayment Penalty Rules
Vermont prepayment penalty rules
Vermont prohibits prepayment penalties on all loans, including residential first-lien mortgage loans. A borrower may prepay a loan at any time without any prepayment premium or penalty.
Prepayment Penalty Rules in other states
- Tennessee prepayment penalty rules
- Texas prepayment penalty rules
- Utah prepayment penalty rules
- Virginia prepayment penalty rules
- Washington prepayment penalty rules
- West Virginia prepayment penalty rules
- Compare all 44 states
Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 5, 2026.