State rules / Prepayment Penalty Rules
Washington prepayment penalty rules
Washington permits prepayment penalties only on adjustable-rate mortgages (ARMs) and only if the penalty does not extend beyond 60 days prior to the initial reset period. Prepayment penalties are otherwise prohibited on residential mortgage loans.
Prepayment Penalty Rules in other states
- Utah prepayment penalty rules
- Vermont prepayment penalty rules
- Virginia prepayment penalty rules
- West Virginia prepayment penalty rules
- Wisconsin prepayment penalty rules
- Wyoming prepayment penalty rules
- Compare all 44 states
Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 5, 2026.