State rules / Prepayment Penalty Rules
Virginia prepayment penalty rules
Prepayment penalties are permitted on loans secured by a home occupied by the borrower, but the penalty cannot exceed 2% of the prepayment amount. There is no specified time limit for the penalty period.
Prepayment Penalty Rules in other states
- Texas prepayment penalty rules
- Utah prepayment penalty rules
- Vermont prepayment penalty rules
- Washington prepayment penalty rules
- West Virginia prepayment penalty rules
- Wisconsin prepayment penalty rules
- Compare all 44 states
Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 5, 2026.