Regulatory updates
Every mortgage regulatory change we track, summarized in plain English. Ask questions on any update — free.
South Dakota Division of Banking
ACI Payments, Inc. Settlement Agreement and Consent Order issued by the Division of Banking
West Virginia Division of Financial Institutions
Agreed Order
West Virginia Division of Financial Institutions
Ultralight FS,. Inc., formerly known as Obopay, Inc., also doing business as Obopay USA
Department of Housing and Urban Development
Mortgagee Letter 2026-11: Updated Minimum Decision Credit Score Methodology for the Implementation of Alternative Credit Scores
Department of Housing and Urban Development
Mortgagee Letter 2026-02: Requirements for a Mortgagee’s Sale of a Beneficial Interest and Declaration of Trust Submission
Colorado Division of Banking
Consent Order Ramad Pay Inc.
South Dakota Division of Banking
Ocwen Financial Corp. order issued by the Division of Banking and find answers to frequently asked questions. (frequently asked questions)
Wyoming Division of Banking
Two Ocean No-Action Letter: Digital Asset Custody & Qualified Custodian Status
Colorado Division of Banking
Interim Regulatory Guidance: Virtual Currency and the Colorado Money Transmission Modernization Act
South Dakota Division of Banking
Pionex, Inc. Consent Order issued by the Division of Banking
West Virginia Division of Financial Institutions
Amerbank LLC / name changed to Dolare LLC
Colorado Division of Banking
Consent Order Sigue Corporation
Colorado Division of Banking
Updated Nonbank Ransomware Self-Assessment Tool (R-SAT)
South Dakota Division of Banking
Patrick Donlon Order issued by the Division of Banking
South Dakota Division of Banking
Security State Bank Order issued by the Division of Banking and the FDIC
West Virginia Division of Financial Institutions
Budget Finance Co. - New Martinsville, WV ORDER
OCC
OCC AA-ENF-2025-54 — Order of Prohibition
OCC
OCC 2021-043 — AA-ENF-2021-45
OCC
OCC AA-NE-2024-93 — AA-NE-2024-93
OCC
OCC AA-ENF-2025-63 — Consent Order
OCC
OCC AA-ENF-2026-15 — Order of Prohibition
OCC
OCC AA-ENF-2026-5 — Order of Prohibition
OCC
OCC AA-CE-2026-11 — Order of Prohibition
Colorado Division of Banking
Notice of TC17 Rulemaking plus Basis & Purpose Document
South Dakota Division of Banking
Ocwen Financial Corp. order issued by the Division of Banking and find answers to frequently asked questions. (order)
South Dakota Division of Banking
Lakeview Loan Servicing, LLC, Pingora Loan Servicing, LLC, Community Loan Servicing, LLC, and Bayview Asset Management, LLC Multistate Settlement Agreement and Consent Order issued by the Division of Banking
South Dakota Division of Banking
Sigue Corporation Interim Consent Order issued by the Division of Banking
Department of Housing and Urban Development
Mortgagee Letter 2026-01: Creating a Middle Income Housing option for 221(d)(4)
Department of Housing and Urban Development
Mortgagee Letter 2026-04: Updates to Multiple Environmental Requirements for the Multifamily Accelerated Processing Guide (“MAP Guide”)
Department of Housing and Urban Development
Mortgagee Letter 2026-03: Updates to Bidding at Foreclosure and Post-Foreclosure Sales Efforts