Regulatory updates
Every mortgage regulatory change we track, summarized in plain English. Ask questions on any update — free.
Treasury Department · Dec 30, 2025
Preemption Determination: State Interest-on-Escrow Laws
state_legiscan_backfill · Dec 30, 2025
Friends of Wangari Gardens Grant Emergency Amendment Act of 2026
state_legiscan_backfill · Dec 30, 2025
Friends of Wangari Gardens Grant Temporary Amendment Act of 2026
Housing and Urban Development Department · Dec 30, 2025
Housing Opportunity Through Modernization Act: Implementation of Sections 102 and 104; Further Extension of Compliance Date
state_legiscan_backfill · Dec 30, 2025
Smoke-Free Residential Environments Amendment Act of 2026
Treasury Department · Dec 30, 2025
Real Estate Lending Escrow Accounts
Federal Reserve System · Dec 29, 2025
Formations of, Acquisitions by, and Mergers of Savings and Loan Holding Companies
state_legiscan_backfill · Dec 29, 2025
Captive Insurance Company Amendment Act of 2026
Federal Deposit Insurance Corporation · Dec 29, 2025
Establishment and Relocation of Branches and Offices
Housing and Urban Development Department · Dec 29, 2025
Strengthening the Section 184 Indian Housing Loan Guarantee Program; Extension of Compliance Date
state_legiscan_backfill · Dec 29, 2025
William Brockenberry Way Designation Act of 2026
Pennsylvania Department of Banking and Securities · Dec 23, 2025
DoBS Announces January Consumer Financial Protection Events
Federal Housing Finance Agency · Dec 23, 2025
2026-2028 Enterprise Housing Goals
Consumer Financial Protection Bureau · Dec 23, 2025
Truth in Lending (Regulation Z); Non-application to Earned Wage Access Products
Federal Reserve System · Dec 23, 2025
Request for Information and Comment on Reserve Bank Payment Account Prototype
Federal Reserve System · Dec 22, 2025
Policy Statement on Section 9(13) of the Federal Reserve Act
state_legiscan_backfill · Dec 22, 2025
Fair Share Housing Targets Act of 2025
state_legiscan_backfill · Dec 22, 2025
Deadline Accountability Amendment Act of 2025
Treasury Department · Dec 22, 2025
Community Reinvestment Act: Simplified Strategic Plan Process for Community Banks
state_legiscan_backfill · Dec 19, 2025
Commercial Driver’s License Amendment Act of 2025
Federal Deposit Insurance Corporation · Dec 19, 2025
Special Assessment Collection
Federal Reserve System · Dec 19, 2025
Regulation D: Reserve Requirements of Depository Institutions
Federal Deposit Insurance Corporation · Dec 19, 2025
Approval Requirements for Issuance of Payment Stablecoins by Subsidiaries of FDIC-Supervised Insured Depository Institutions
Office of the Comptroller of the Currency · Dec 19, 2025
OCC Interpretive Letter 1189: Letter granting request for an exemption from Section 23A
Federal Reserve System · Dec 19, 2025
Regulation A: Extensions of Credit by Federal Reserve Banks
Idaho Department of Finance · Dec 18, 2025
Idaho Department of Finance Receives CSBS Reaccreditation for Bank and Mortgage Supervision
state_legiscan_backfill · Dec 18, 2025
D.C. State Board of Education Expanded Authority Amendment Act of 2025
Federal Deposit Insurance Corporation · Dec 18, 2025
Notice to All Interested Parties of Intent To Terminate Receivership
Texas Department of Savings and Mortgage Lending · Dec 17, 2025
Announcement: Mortgage Call Report Version 7 (MCR FV7) Guidance
Federal Home Loan Mortgage Corporation · Dec 17, 2025
Bulletin 2025-H: Refactoring