State rules / Required Documents

Arkansas required documents

Arkansas requires a certification at or prior to closing, to be included in closing documents, that all transactions have been fully disclosed and fees documented on the HUD-1 or other settlement statement, and that no undisclosed split fees or shared commissions exist. No other state-specific documents are required to be provided to borrowers beyond federal TRID and RESPA requirements.

Source

12 CFR 1024.7 (federal RESPA), 12 CFR 1026.19 (federal TRID)

https://www.law.cornell.edu/regulations/arkansas/214-00-07-Ark-Code-R-001

Required Documents in other states

Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 5, 2026.

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