State rules / Required Documents

Delaware required documents

Delaware requires mortgage loan brokers to provide a written agreement describing services and fees, signed before any nonrefundable fees (except credit report) are paid, with a copy to the borrower at signing. Licensed lenders must furnish an itemization of charges at application (for real estate secured loans, a Good Faith Estimate satisfies this). No additional state-specific closing documents beyond federal requirements.

Required Documents in other states

Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 6, 2026.

Stop missing the rule that costs you a loan.