State rules / Required Documents

Colorado required documents

Colorado requires mortgage loan originators to provide a Colorado Lock-in Disclosure within 3 business days after application receipt for transactions not under TRID, and re-disclose upon certain changes. A Dual Status Disclosure must be provided within 3 business days if the originator also acts as a real estate broker on the same transaction. For loan modifications, a Colorado Loan Modification Services Contract must be completed at application. The Tangible Net Benefit Disclosure is required for compliance but not explicitly mandated to be given to the borrower.

Required Documents in other states

Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 5, 2026.

Stop missing the rule that costs you a loan.