South Carolina required documents

South Carolina requires mortgage brokers/originators to provide a complaint agency disclosure at application (S.C. Code § 37-23-70(D)). For high-cost home loans, a detailed broker compensation disclosure (yield spread premium, points, fees) must be provided at the time the borrower receives the RESPA good faith estimate (or loan estimate) and before closing (§ 37-23-45). For consumer home loans, a similar broker compensation disclosure is required at the time the borrower receives the loan estimate under TILA-RESPA and before closing (§ 37-23-75).